What is your borrowing capacity, and how can you increase it
Your borrowing capacity refers to the maximum amount of money a lender will lend you to buy a house. Knowing...
What credit score do you need to get a home loan?
Getting approved for a home loan is one of the major steps in your home-buying journey. To increase your...
What is mortgage protection insurance?
Life doesn't always go according to plan. Adverse events often come without warning and can leave...
Fixed or variable rate: Which is better for you?
Mortgage interest rates have been steadily rising over the past few months, with more increases...
Finding the right home loan for your first house
Buying your first home can be one of life's most exciting moments. But it's also a major financial decision...
A guide to understanding green home loans
Reducing your energy consumption at home can help you in many ways. It can reduce your carbon footprint...
Five things you could do to increase your chances of home loan approval
If you've decided to buy a house, you're probably searching for the right home loan to finance it. While...
Does cancelling a credit card affect your credit score?
People are often advised to close down extra credit cards to save money. Having multiple credit cards can sometimes...
How much money should you try to save each month?
You might remember your parents telling you to save money and not spend everything you earn. But have you ever...
What is a bank statement, and how is it different from a mortgage statement?
Bank statements and mortgage statements are both records of financial transactions of different...